Product Feature

1. Death/Total Disability Benefit Options
If the Death/Total Disability happens, the company will pay increasing death benefits:
sum assured plus 105% account value of the policy.

2. Loyalty Bonus
Loyalty bonus will be paid every 5 years starting from 10th policy anniversary. The loyalty bonus is not guaranteed.

3. Partial Withdrawal
Clients can withdraw money from account if you have specific objectives to need money in your whole life, such as marriage, baby birth, and retirement, etc. But the balance account must be or above RMB1,000.

4. Investment Funds
Three investment funds are available. Clients have the right to switch among three funds with favorite charge.
* Haven fund
* Balance fund
* Growth fund

Issue Age
30 days-70 years old

Premium Payment Period
annually, semi-annually, monthly

Policy Term
Whole Life