Product Feature

1. Death Benefit
If the Insured died due to accidental event, the Company will pay 200% of the Individual Fund Account as the Death Benefit.　　
If the Insured died due to non-accidental event, the Company will pay 105% of the Individual Fund Account as the Death Benefit.

2. Loyalty Bonus
Loyalty bonus will be paid every 5 years starting from 10th policy anniversary. The loyalty bonus is not promised.

3. Partial Withdrawal
Clients can withdraw money from account if you have specific objectives to need money in your whole life, such as marriage, baby birth, and retirement, etc. But the balance account must be or above RMB1,000.

4. Investment Funds
Three investment funds are available. Clients have the right to switch among three funds with favorite charge.
* Haven fund
* Balance fund
* Growth fund

Issue Age
30 days-80 years old

Premium Payment Period
Lump Sum, Top-up

Policy Term
Whole Life