| Product Feature
1.Guaranteed cash coupon every 3 years
You can enjoy regular cash endowments corresponding to your premium payment period.
| PPP (Premium Payment Period) |
Frequency of Cash Endowment |
Amount of cash endowment |
| Lump Sum |
On the 3rd, 6th£¬9th£¬12th & 15th policy anniversary date |
10% of Sum Assured |
| 5 yrs paid-up |
On the 3rd, 6th£¬9th£¬12th & 15th policy anniversary date |
10% of Sum Assured |
| 8 yrs paid-up |
On the 3rd, 6th£¬9th£¬12th & 15th policy anniversary date |
8% of Sum Assured |
| 15 yrs paid-up |
Every 3 years for whole life |
8% of Sum Assured |
2. Guaranteed cash value
To protect your wealth, we provide you guaranteed cash value return.
3.If you survive to age 100, we will provide you with a survival benefit equivalent to the sum assured.
4.On top of the cash endowments, you can benefit from the annual dividends declared by our company. The annual dividends allocated to you will be invested in the investment funds you have selected.
5.The terminal bonus is a one-off bonus payable upon
-surrender after your policy has been in force for 5 years,
-death after your policy has been in force for 1 year or
-survival to age 100
6.Unit-linked Fund
You have the flexibility to redistribute your investment between investment funds or to change your selection of funds.
7.Fund Switching
You can select up to three unit-linked funds at one time. Each fund must be at least 10% of your total account value.
The minimum amount to be switched is 500 RMB.
In each policy year, you are entitled to three times of fund switching which are free of charge. Subsequent fund switching is subject to charges.
Issue Age
30 days ¨C 60 years old
Policy Term
Whole Life
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