Have you been worried about your children’s education fund but still haven’t a plan?

How, on earth, should you prepare to ensure your children’s best education and brightest future? Term deposit? Invest into the capital market? self-protection?

Start early, prepare more, to realize the ‘Genius Baby’ education plan!

Product Feature

Cash coupons + annual dividends + terminal bonus
Cash coupons payable at every two years, which is equal to 6% of sum assured with totally 5 times altogether; 100% of sum assured payable at age 22 as maturity benefit;
Two kinds of participating mechanisms, annual dividend and terminal bonus, which can help you resist risk of inflation.
Cash coupons and annual dividends will automatically be invested into your personal accounts for free.

Regular payment + flexible investment
Apart from regular pay, you could top up or partial withdraw your education fund at any time according to your financial status.
We provide 3 investment accounts with different risk strategy. Free 3 times internal account transfer per year are offered with more flexible withdraw combination to ensure your education fund to be more secure.

Children’s protection
We provide death protection till 22 years old, with an optional ‘accidental outpatient medical reimbursement’ provided as children medical protection.

Endless love (Payor benefit)
Whenever you suffered misfortunes (death or total permanent disability), we would help you to pay regular premium for the remaining years, and the benefit remains unchanged, to facilitate the children’s healthy growth.

Issue Age
Insured: 30 days – 12 years old
Policyholder (parents): 20 – 50 years old

Premium Payment Period
5 years and 10 years

Policy Term
monthly, Semi-yearly, Annual