Protection Contents
1. Death Benefit
If the insured is over 4 years old, the company will pay 100% sum assured; if the insured is below 4 years old, the company will pay sum assured in proportion to his age according to the policy.
2. Total Disability Benefit
If the total disability occurs during the effective period of the Policy, the Company will pay amount equal to sum assured.
3. Living Coupon
If the insured survives, the Company will pay 6% of sum assured to the insured for every 3 years.
4. Other benefits
*Prepayment privilege: If the insured can only live less than 6 months, the company will pay 50% of the sum assured in advance.
*Happy life clause: Before 40 years old, on occasion of marriage, new baby born or the fifth anniversary of policy, the insured can increase the sum assured 5000 yuan at least and 50% of the sum assured at most. "

Issue Age
30 days--60 years old

Premium Payment Period
10,15,20 years old, or paid to 55, 60 years old

Policy Term
Whole Life