Protection Contents
1. Death Benefit
If the insured dies during the effective period of the Policy, the Company will pay amount equal to sum assured.
2. Total Disability Benefit
If the total disability occurs during the effective period of the Policy, the Company will pay amount equal to sum assured.
3. Living Coupon
If the insured survives at 9th and 18th anniversary of the policy, the Company will pay 10% of sum assured.
4. Carcinoma-in-situ Benefit
In the event of the Insured being diagnosed as suffering from Carcinoma-in-situ after 180 days from the effective date or the reinstatement of the Policy, the Company will pay 20% of the Sum Assured up to 20000 to the Insured, and the Policy terminates.
5. Systemic Lupus Erythematisus
In the event of the Insured being diagnosed as suffering from Systemic Lupus Erythematisus after 180 days from the effective date or the reinstatement of the Policy, the Company will pay 20% of the Sum Assured to the Insured, and the Policy terminates.
6. Critical Illness
In the event of the Insured being diagnosed as suffering from 15 critical illness after 180 days from the effective date or the reinstatement of the Policy, the Company will pay the Sum Assured to the Insured, and the Policy terminates.
7. New-born Benefit
One year after the effective date, the Company will pay 1% of sum assured new-born benefit for each baby born in first delivery.
8. Pregnancy Complication Benefit
In the event of the Insured being diagnosed as suffering from 4 pregnant illnesses after 1 year from the effective date or the reinstatement of the Policy, the Company will pay 20% of the Sum Assured to the Insured, and the Policy terminates.
9. Congenital Anomalies Benefit
If the child of the insured being diagnosed as suffering from 5 congenital anomalies illness on condition that the insured is less than 45 years old and it occurs 1 year after the effective date or the reinstatement of the Policy, the Company will pay 20% of sum assured, and the Policy terminates.
10. Other Benefit
A. Annual dividend
B. Cash value

Issue Age
16-55 years old

Premium Payment Period
10 or 20 years

Policy Term
Whole Life