| Availability of cover
The insured must be of healthy in nature, with the plan renewable
to age 65
Benefit
If the insured shall be necessarily confined, within a hospital
as a resident patient for confinement, due to accidental injury
or sickness which occurs during the effective period of the Rider,
we will pay the actual expense of hospitalization according to the
following categories after deducting the deductible stated in the
Rider and the benefits paid by government social security and other
insurers. Benefit payable will not exceed the maximum amount set
forth in the Rider.
- Surgical Fee (SI)
Surgical charge involved the consumable materials cost
Anesthesia and the administration
Oxygen and the administration
Administration of Blood or Blood Plasma and the cost of Blood
or Blood Plasma for emergency treatment
Use of operating room
- Room & Board Charge (R&B)
Hospital room and Board fee
Food fee
- Miscellaneous Expense (ME)
Drugs and Medicines consume upon recommendation of a Registered
Medical Practitioner
Dressing, Ordinary Splints and Plaster Casts
Laboratory Examination
X-ray Examinations
Intravenous Infusions
Ambulance Services to and/or from the Hospital
General Nursing Benefits per day for any one disability
Advantages
Reasonable price, and complete benefit
Co-payment, optional agility
Low-deduction, comprehensive reimbursement
Coverage adjustment, rapid respond and convenient procedure
High quality claim service, and short turnaround-time
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