Availability of cover

Minimum entry age: 16
Maximum entry age: 60 (renewable to age 65)
Minimum number of insured employees: There must be at least 8 insured employees
at least 75% of all eligible employees must be covered
Dependent option: Spouse or children of the insured employee can apply for cover
and are subject to underwriting

Benefit

■ A lump sum of 100% of the sum assured will be paid if the insured is diagnosed with one of the critical illnesses covered and survives the 28 days waiting period.
■ Two benefit options:
Option 1: Basic cover: covers the 7 most common critical illnesses (see item 1-7 in the below table).
Option 2: Comprehensive cover: covers 30 critical illnesses (see item 1-30 in the below table).

Product Advantages

Comprehensive protection
Flexible coverage
High service levels
Quality & efficiency in claims management

NO. Diseases
1、Cancer
2、Myocardial Infarction
3、Aorta (Surgery of Aorta)
4、Stroke
5、Kidney Failure (End Stage Renal Disease)
6、Major Organ Transplantation
7、Coronary Artery (Bypass) Surgery
8、Parkinson's disease
9、Aplastic Aneamia
10、Benign Brain Tumor
11、Fulminant Viral Hepatitis (Acute Liver Failure)
12、Primary Pulmonary Arterial Hypertension
13、Alzheimer's Disease
14、Heart Valve Replacement
15、Paralysis
16、Multiple Sclerosis
17、Bacterial Meningitis
18、Deafness (Loss of Hearing)
19、Loss of Speech
20、Major Head Trauma
21、Apallic Syndrome (Vegetative State)
22、Motor Neurone Disease
23、Amyotrophic Lateral Sclerosis
24、Angioplasty (PTCA)
25、Poliomyelitis
26、Cardiomyopathy
27、Systemic Lupus Erythematosus
28、28End Stage Liver Disease
29、End Stage Lung Disease
30、Encephalitis

Notice: This outline is designed to give you an overview only. The policy contract in Chinese forms the basis of contract with the policy owner and should be read carefully.