Availability of cover

Minimum entry age: 16
Maximum entry age: 60 (renewable to age 65)
Minimum number of insured employees: There must be at least 30 insured employees at least 75% of all eligible employees must be covered
Dependent option: Spouse or children of the insured employee can apply for cover and are subject to underwriting

Benefit

■ We will pay the agreed amount under the contract, when the insured receives the hospital outpatient treatment due to accidental or non-accidental causes.
■ Two benefit options:
Option 1. per visit based reimbursement
Deductible: 20 or 50 RMB per visit
Coverage: 70%, 80% or 90%
Maximum amount per visit: 200, 300 or 400 RMB
Maximum no. of visits p.a: 10 or 25 visits

Option 2. per annum based reimbursement
Deductible: 300 or 500 RMB per annum
Coverage: 70%, 80% or 90%
Maximum amount p.a: 5000, 10000 or 20000 RMB

Product Advantages

Comprehensive protection
Flexible coverage
High service levels
Quality & efficiency in claims management

Notice:This outline is designed to give you an overview only. The policy contract in Chinese forms the basis of contract with the policy owner and should be read carefully.