The Maternity Add-on Plan
The Best Preparation when Having a Baby
Give your family peace of mind by purchasing the Maternity Add-on to supplement your Medical Insurance policy. The Maternity Add-on offers a comprehensive range of benefits designed to meet all of the standard costs of delivery, in addition to extensive coverage of birth complications or trauma - costs which should be a serious consideration for any would-be mother. Purchasing this insurance can effectively put a cap on the total costs of pregnancy, protecting you financially should treatment costs during pregancy overshoot your expectations.
| Area 2 Worldwide Ex.USA Overall Maximum Benefit: RMB 11,900,000 |
Area 3 Worldwide Inc.USA Overall Maximum Benefit: RMB 11,900,000 |
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| Normal Pregnancy & Childbirth Delivery costs, ante-natal and post-natal checkups, examinations, antenatal ultrasound scans, reasonable and necessary hospital accommodation costs and nursing charges. Also, for the newborn baby: vitamin K, Hepatitus B and BCG vaccines for the newborn baby, hearing test and routine blood tests. |
Covered up to RMB 59,500 |
Covered up to RMB 89,250 |
| Complications in Pregnancy Treatment as an in-patient or an out-patient of a medical complication which arises during the ante-natal period and childbirthdue to a medical condition. |
Covered in Full | Covered in Full |
| Birth Defects and Congenital Abnormalities Investigation and treatment of birth defects and congenital conditions, including birth trauma, provided that such become apparent in the first six months from birth. |
Covered up to RMB 238,000 |
Covered up to RMB 357,000 |
| Termination of Pregnancy Termination of pregnancy when medically necessary. |
Covered in Full | Covered in Full |
| New born accommodation Hospital accommodation costs for a new born child to accompany the mother while she is receiving treatment as an in-patient in a hospital for a condition covered under the Optional Maternity plan. |
Covered in Full | Covered in Full |
| Local ambulance services Costs of road ambulance transport required due to an emergency or medical necessity to the nearest available and appropriate local hospital. |
Covered in Full | Covered in Full |
About the Optional Maternity Add-on Plan
The Maternity Add-on Plan must be purchased in addition to a Plus, Comprehensive or Select Medical Insurance Plan, and is available to female insured persons aged 18-44 years attained at entry.
The Maternity Add-on Plan has a 12-month waiting period, which means it must be purchased for a minimum of two years in a row. This means you do need to plan your pregnancy in order for the baby to be born during the second year of the 2-year term. For more advice, please speak to one of our professional insurance advisors by calling our hotline.
There is no restriction on choice of hospital for giving birth, however authorization through our 24-hour worldwide hotline in required prior to hospitalization. This is very simple and straightforward.
The Maternity Add-on Plan must be purchased in addition to a Plus, Comprehensive or Select Medical Insurance Plan, and is available to female insured persons aged 18-44 years attained at entry.
The Maternity Add-on Plan has a 12-month waiting period, which means it must be purchased for a minimum of two years in a row. This means you do need to plan your pregnancy in order for the baby to be born during the second year of the 2-year term. For more advice, please speak to one of our professional insurance advisors by calling our hotline.
There is no restriction on choice of hospital for giving birth, however authorization through our 24-hour worldwide hotline in required prior to hospitalization. This is very simple and straightforward.
- How do we protect our Members' health?
Check out the Wellness Benefit - As a Member, where can I go for direct-billed treatment?
See our Hospitals List